A Public Adjuster is a licensed professional claim's adjuster and advocate. We prepare, present, and negotiate your property claim with your insurer. A Public Adjuster is solely your representative.
Why do I need my own adjuster?
Your insurance company will utilize the services of staff, or sub-contracted, claim's adjusters to represent their interests. The skilled professionals your insurer will send to investigate, analyze, and calculate your loss are paid by the very same company that owes you a fair settlement. The conflict is obvious.
How is a Public Adjuster compensated?
A Public Adjuster will work for a small percentage of your settlement, usually payable after you are indemnified. The difference in your settlement, a direct result of having your own skilled advocate, will most likely cover this fee.
How does a Public Adjuster prepare a claim?
In addition to being skilled negotiators, we use the services of structural appraisers, engineers, accountants, inventory specialists, and other experts as needed. Your insurer will use their own experts to document their opinion of your claim. Again, the conflict is apparent.
What about emergency and/or temporary repairs?
Within the fine print of all insurance policies is a complex list of obligations that the policyholder has in the event of a loss. A public adjuster will give you expert guidance. The period right after a loss is a critical time; the right decisions can save your business or home and also protect your rights. The wrong decisions can lead to disaster. One mistake in this complex process can void your policy or severely impair your ability to collect your rightful settlement.
How do I really know if I need your services?
A consultation is free and absolutely without obligation. Please feel free to email or call us to discuss your claim.Contact Info